Compensation for Injuries After a Car Accident

Female driver injured at car accident.

Suffering injuries in a car accident can leave you feeling lost and overwhelmed. In addition to the physical pain and psychological trauma, you may face a mountain of medical bills. At the same time, your injuries may prevent you from earning an income at work. Nobody deserves to shoulder these burdens when another party’s negligence caused their circumstances.

If you have suffered injuries in a collision in North Carolina, you may be eligible to file a car accident claim for your financial losses, pain and suffering, and more. The experienced car accident attorneys from Kreger Brodish LLP understand how challenging life can feel after an accident, and we are here to help. Our legal team has a proven track record of getting excellent results for our clients. Contact us today for a free consultation, and let us put our skills to work for you.

Who Can Receive Compensation After a Car Accident in North Carolina?

In many states, individuals who suffer injuries in a car accident can recover compensation even if they were partially at fault for the crash. However, North Carolina follows the principle of pure contributory negligence for car accidents. This principle means that if a person is even 1 percent responsible for the collision leading to their injuries, they have no right to recover compensation for their losses.

Many insurance companies invoke contributory negligence as a way of refusing to pay a car accident claim. The insurance company may argue that the injured person’s actions contributed in some way to the crash, disqualifying them from recovering compensation.

For this reason, you should always work with an attorney with experience handling NC car accident settlements. They can work diligently to demonstrate to the insurance company that the other party was entirely at fault for the collision so that you can recover the total and fair compensation you deserve.

Types of Car Accident Compensation

Compensation for car accident injuries in North Carolina falls into two broad categories: economic and non-economic.

Economic losses refer to the direct financial consequences of the crash. These may include:

  • Medical expenses
  • Lost wages from missed time at work
  • Reduced earning capacity due to disability
  • Costs of home assistance or devices
  • Property damage

Non-economic damages compensate you for losses that are not as obviously financial. These may include:

  • Pain and suffering
  • Mental anguish
  • Loss of enjoyment of life
  • Disability and disfigurement

What Factors Can Affect Your Car Accident Settlement

You may wonder: What is the average car accident settlement in North Carolina? It’s important to remember that every car accident case is unique. The amount you receive will depend on a wide variety of factors, including:

  • Injuries sustained – More severe injuries that require extensive treatment and cause disabilities warrant higher damages. Minor injuries may result in a smaller car accident settlement.
  • Insurance coverage limits – The at-fault driver’s liability coverage limits cap the compensation you can receive from their insurance company. Even if your losses exceed their policy limits, the insurer pays only up to the policy limit.
  • Lost income and future earning capacity – If injuries prevent you from working temporarily or permanently, you can claim lost wages and reduced future earning capacity. Documented proof strengthens these claims.
  • Negotiation skill – An experienced attorney who excels at negotiating settlements will know how to maximize your compensation, especially for hard-to-quantify damages.